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We all have certain goods to move that are valuable to us in some way. Most of
us own large electrical goods such as TVs and stereos and some of us may own
valuable antiques, jewelry and even items of sentimental value that need extra
care and thought throughout the moving process.
Although we often forget this we all also own paperwork and important
documents that are of value to us. These can include birth certificates, share
certificates, banking information, insurance documents, check books and credit
cards and so on - we may not use them every day but we don't want to lose them.
These documents will come to light as you go through your home packing up. Pack
them up in a single container - preferably one that can be locked. Your mover
may offer to rent/sell you secure crates for this type of purpose.
Most moving companies are more than capable of transporting standard large
and high-value items such as PCs, TVs and stereos but you still need to take
care yourself to pack them up properly to avoid damage. Moving your computer is
covered in a separate section on the site. For TVs and stereos etc., you should
always try to pack these types of items in their original boxes or in similar
sized ones with plenty of packing to stabilize them.
If you own antiques then you may need to employ a moving company with
specific expertise in this field or to take specialist advice when
packing/moving. By their very nature, antiques can be more fragile than modern
furniture and you should pay particular attention to protecting them before they
are placed in a moving van. If in doubt, ask your movers for advice before you
start your move. If you own a lot of antiques then your best bet will be to
bring in specialists - for the packing process as well as the move.
It's essential to talk to your movers about items of value before you agree a
moving contract with them. This way you'll be covered if problems arise. If you
don't notify them and a high-value item is damaged then they will blame you for
not telling them about it. Your chances of compensation will be minimized. You
basically need to know how much insurance cover they have and how comprehensive
it is. They will probably ask for a list of high-value items such as electrical
goods, antiques, jewelry etc., and may even refuse to carry certain items if
their insurance coverage is insufficient. They may offer higher cover for an
extra premium. You should also talk to your home insurers to check whether your
contents insurance will cover damage/loss during a move. Again, they may offer
cover at a premium. In both cases you will be expected to provide estimates of
value etc., and you may need to have them independently appraised. You may also
find that your movers insist on packing up valuable items themselves to cover
their own insurance regulations - some may charge you extra for this. It is
worthwhile doing - many movers won't take responsibility for damage in transit
if they didn't pack goods themselves.
Many people believe that the best way to protect valuable items - especially
jewelry, documents and items of sentimental value is to move them yourself. This
way you take responsibility for their transport and, at the very least, it's one
less thing to worry about. You can also alternatively talk to your bank about
having small valuable items stored for you while you get the move out of the
way. Many of us will drive from our old home to our new on the day of our move
and the easiest thing to do is to keep these valuable items to one side to be
packed into the car. If you do opt to do this, do take care not to advertise the
fact that you are moving valuable items. Keep as much stuff as possible locked
in the trunk and cover or disguise anything you have to put in view. Don't leave
the car unattended wherever possible - car thieves would just love to get into
your car on this particular day! You might also want to double-check again with
your insurers to check you are covered for damage outside the home during the
transport of these items. If you're not, get some cover!
No matter how careful you and your movers may be, accidents can still occur.
To minimize problems if something does go wrong, take photos or videos of all
your valuable items before you pack them up. This can save you considerable time
and problems if you do have to make a claim for something that happens during
the move. |